Every lender has a unique story

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Our mission is simple

To combine the best technology, data and analytics so complex processes can be transformed into streamlined, efficient solutions.


Valocity is built for you.

Your customers demand seamless and relevant digital experiences. The pressure to deliver best practice in the face of ever-changing rules and regulations is increasing.

Valocity enables you to design digital experiences while staying on the front foot of compliance and data security.


Next best credit conversations

Combining Bank Credit Information and Customer Data Valocity uses Advanced Analytics to make relevant recommendations based on behavior, risk profile, financial position and stage in mortgage life-cycle.

A faster path to yes

Our Data Rich Platform provides frontline staff and customers a seamless end-to-end experience from First Contact to Valuations and Mortgage Approval.

A feature rich platform

The Valocity system is an API driven plug and play platform with bank grade security. Yet Valocity has maintained an Agile framework, delivering customers a fully modular, customisable platform.


Next generation fintech.

The cloud based modular solution and agile platform Valocity has built allows clients to connect to the entire Valocity journey, or simply pick and choose which modules would most benefit their business.



iDecision is Valocity’s industry leading decision engine which allows lenders to load customised lending criteria to digitise and operationalise lenders credit policy, ensuring that the most appropriate valuation is ordered.

Advance Analytics

We utilise machine learning and visualisation to support credit policy efficiency, funnel conversion and data driven decisions that inform strategy, risk and growth including our leading edge on-line automated valuation models.

Digital Data and Insights

We capture data throughout the process creating real-time insights, ongoing optimisation, work flow reporting, data validation, sharing, and performance management.


Smart Valuations

Utilising smart logic to select from multiple AI learning Automated Valuation Model (AVM) structures, the Valocity iVal AVM utilises both market index trends and recent sales of comparable properties to calculate a real time valuation amount and confidence score.


Desk Valuation

Utilising rich property data coupled with the expertise and experience of Registered Valuers, Valocity’s DeskVal enables a Market Valuation coupled with a faster turn-around time and reduced costs.

Automated Valuation Model / iVAL

Valocity has created a ever iterating dynamic AVM powered by class leading AI algorithms and technology for instant real time digital property Valuations.

Full Valuation

Valocity connects the entire ecosystem of Lenders, Brokers and Valuers, streamlining the mortgage lending process with World class Valuation Panel management, providing a faster speed to yes.

Bespoke Valuations

Valocity Partners with Lenders and their unique risk profiles to create bespoke Valuation reports.


A modular, scalable platform.

With Valocity’s cloud-based technology lenders get access to a flexible, modular and customizable solution that integrates with existing data and systems for a centralized intuitive platform, combining bank-grade security with instant scalability.


Our platform is built for you

Our platform enables every lender to create their own bespoke customer experiences. It can be white labeled and customised to suit lenders strategies and credit rules, creating a customised user journey.

Seamless end-to-end journey.

Valocity connects lenders, brokers, valuers and customers in one smart platform with machine learning and workflows to create a seamless experience. All while staying on the front foot with compliance and data security.

Our flexible and customisable platform has been built to carve through complicated processes, with speed, agility and security that’s world class.

Seamless Integrations

The Valocity Platform can integrate with multiple third-party solutions and can link through to any API or third party data feed as well as being software and legacy system agnostic.

Valocity builds solutions that are configurable and customisable, allowing for internal policy or regulatory changes to be implemented at pace.


 “In less than 5 years Valocity has supported over half a trillion in lending decisions through it’s platform.”



Customer Attraction and Lead Generation

Throughout the banking and lending industry, frontline and risk team staff require a streamlined and robust mechanism for bringing Property Valuation and home loan decisioning into the customer conversation and underwriting process.


Every lender has a unique story

Our modular and customisable platform enables every lender and broker to craft their own customer experience. Leveraging Artificial Intelligence and insights to build your unique value proposition with Valocity at the heart. The platform can be white labeled and customised to suit.

Rich, integrated data points

Valocity has digitised the entire mortgage valuation process creating a seamless and transparent experience for front line staff and customers.

Whether it be via an API connection to the lenders mortgage origination portal, or a lead capture tool, Valocity can power your CRM platform.


Customer Retention


Next best credit conversation

Valocity provides the ability to optimize a ‘Next Credit Needs Conversation’ according to the trigger points and lifecycle stage of a customer, ensuring that your frontline are offering products and services that the customer needs and wants.


Transparent process

The MyValocity dashboard allows lender’s customers to track the value of their property, rentals and suburb, plus keep tabs on other properties they’re interested in through a watch-list. Empowering consumers to get instant, accurate information about the properties they wish to buy and seamlessly “click to share” straight to the lender via the Valocity platform.

Customers can continue down a self-directed path, or engage in online support for a real time conversation with broker, lender, adviser or Digital Assistant.



Data Insights and Reporting

Valocity provides a series of reports through the Valocity platform, available for most residential properties.  This allows the bank to select the appropriate report related to the intended mortgage loan.


Machine Learning automated valuation models.

Ever iterating dynamic AVM powered by class leading AI algorithms and technology for instant real time digital property Valuations.

Insights leveraging Artificial Intelligence

Combining the latest Technology, Data and Analytics to provide Insights that help your business to innovate by harnessing the value of your data.

Valocity leverages a large team of Data Scientists at Data Insight to provide data for reports including (but not limited to), funnel conversion, valuer performance, valuation hotspots, concentration risk, customer profiling, risk & trend analysis, interactive dashboards and market info-graphics.


World leading Geospatial Mapping Interface


ValocityAgri combines the best of geospatial data with the latest mapping software interfaces to create a unique, digitized valuation process for the Agri and rural lending sectors. 

Our Agritech solution is the first of it’s kind globally and allows self-service online report creation paired with data layering and visualization in a scalable big data platform.


Future Proof Innovation

Valocity is proud to be an enduring innovation partner to lenders, brokers and valuers across New Zealand, Australia, Asia and India.

Our New Zealand based technology and development teams apply agile methodologies to constantly design and develop new functionality helping you provide the best possible customer experiences.


Technology driving innovation

In the ‘Age of AI’ and ‘Digital Everything’, customers expect to be able to do what they want when they’re ready. They demand friction-less processes in technology that’s well designed, user friendly and accessible all the time.

Regulatory frameworks are changing

Valocity has a team of data, property and valuation experts constantly monitoring the changing regulatory landscape ensuring our platform complies with global best practice and supports collateral risk management.